Market Watch

January 27, 2012 @ 02:09 PM

Nasdaq Composite 2,811.80+ 6.52
S&P 500 1,315.47- 2.96

[ Markets | Charts | Quotes | Portfolio ]


Market data delayed per exchange rules.
All quotes are in US Eastern Time (EST).
© eSignal. A division of
Interactive Data Corporation. (NYSE:IDC)
All rights reserved.
  • Text Size: A A A
T.M. Carey & Associates Insurance & Investment Services

Thomas M. Carey, CLU, ChFC

Welcome to my Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

My name is Tom Carey.  I began my career with AXA Advisors in 1977 after I graduated from the University of Notre Dame.  In 1980 and 1983 respectfully, I received my Chartered Life Underwriter (CLU) and Chartered Financial Consultant’s (ChFC) designations from the AmericanCollege in Bryn Mawr, Pennsylvania. My licenses and qualifications include Life, Health and variable insurance products and FINRA Series 1, 7, 24, 53, 63, and 65. I attend advanced planning sessions as well as continuing education classes on a regular basis.  Today I provide professional insurance and financial advice to individuals, families and businesses in 18 different states. I work with clients in the same manner as I would like other professionals to work with me. I feel it is important to maintain a strong professional foundation, complemented by community and family involvement.  Currently my professional and community commitments include the following:

 

  •  Member of AXA Equitable’s Sterling Producer Group and Retirement    Benefits Group 
  •  National Association of Insurance and Financial Advisors
  •  MDRT, Court of the Table
  •  Advisory Board, On My Own of Michigan
  •  Holy Family Regional School Athletic Commission
  •  Holy Family Regional School Football and Basketball Coach
  •  Rochester Hills Little League Manager
  •  YMCA Youth Activities

Newsletters

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

HOT TOPIC: Looking Ahead in 2012

2011 was a year of slow economic recovery, market volatility, and political conflict over the budget, the national debt, and taxes. All of these challenges continue to face us as we begin the new year. This article presents an overview of some of the issues that bear watching in 2012.

More Newsletters →

Calculators

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Savings Accumulation

Estimate the future value of your current savings.

More Calculators →

Contact Info

Phone: (248) 641-2668, (800) 753-7078

thomas.carey @axa-advisors.com

Local Office | Branch Office