Market Watch

July 30, 2010 @ 01:07 AM

Dow Jones Industrials 10,467.16- 30.72
Nasdaq Composite 2,251.69- 12.87
S&P 500 1,101.53- 4.60

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T.M. Carey & Associates Insurance & Investment Services

Thomas M. Carey, CLU, ChFC

Welcome to my Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

My name is Tom Carey.  I began my career with AXA Advisors in 1977 after I graduated from the University of Notre Dame.  In 1980 and 1983 respectfully, I received my Chartered Life Underwriter (CLU) and Chartered Financial Consultant’s (ChFC) designations from the AmericanCollege in Bryn Mawr, Pennsylvania. My licenses and qualifications include Life, Health and variable insurance products and FINRA Series 1, 7, 24, 53, 63, and 65. I attend advanced planning sessions as well as continuing education classes on a regular basis.  Today I provide professional insurance and financial advice to individuals, families and businesses in 18 different states. I work with clients in the same manner as I would like other professionals to work with me. I feel it is important to maintain a strong professional foundation, complemented by community and family involvement.  Currently my professional and community commitments include the following:

 

  •  Member of AXA Equitable’s Sterling Producer Group and Retirement    Benefits Group 
  •  National Association of Insurance and Financial Advisors
  •  MDRT, Court of the Table
  •  Advisory Board, On My Own of Michigan
  •  Holy Family Regional School Athletic Commission
  •  Holy Family Regional School Football and Basketball Coach
  •  Rochester Hills Little League Manager
  •  YMCA Youth Activities

Newsletters

Going Global

International funds enable investors to diversify not only across industry sectors but national borders as well. Despite this benefit, international mutual funds come with additional risks that should be considered carefully.

A Potential Income Source for the Risk-Averse

Although no financial instrument is entirely without risk, the guarantees offered by a fixed annuity can help address the concerns of even the most risk-averse investors.

Investor Emotions and Where to Find Them

Anyone who has watched the stock market for any length of time knows it is subject to two key investor emotions: greed and fear.

A Graceful Departure

An exit strategy is important for any business owner who plans to leave the company he or she has nurtured and built.

More Newsletters →

Calculators

Savings Accumulation

Estimate the future value of your current savings.

Life Insurance (AXA version)

How Much Money Will Your Loved Ones Need When You Die?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

More Calculators →

Contact Info

Phone: (248) 641-2668, (800) 753-7078

thomas.carey @axa-advisors.com

Local Office | Branch Office